Employee Pay Options

Direct Deposit

Payroll direct deposit is a convenient and safe way to electronically pay your employees on payday. Instead of providing paper checks, we’ll deposit their earnings directly to their bank account. Employees like direct deposit because funds are available immediately on payday and it saves them a trip to the bank!

Employees can direct any amount or frequency and designate the type of account such as checking, savings, or HSAs, to name a few! Each employee has up to 10 direct deposit options in IOIPay.

If your company is considering going “paperless” or you simply want to make your day-to-day job and responsibilities easier, then Direct Deposit is a great solution for you.


PayCards are a unique pay option available through an independent third party provider. There is no additional cost to IOIPay clients and no monthly or activation fees for your employees. Their pay is deposited directly to a debit card, which can then be used at ATM locations, to pay bills, buy groceries and gas, shop online – anywhere VISA® is accepted! All employees are eligible – no one can be declined for a PayCard.

IOI’s PayCard Solution offers a number of benefits: Immediate card distribution and quick access to funds for employees Save time and money by eliminating check delivery charges Increase direct deposit participation and decrease time signing checks Rapid payroll corrections and check fraud reductions

Get the latest Payroll News from IOIPay. We’ll provide the latest in payroll, tax, HR, & management trends so you don’t have to!

Call an IOIPay consultant now to help you begin automating your payroll & HR requirements.

"Overall, IOIPay is a thorough online payroll solution worth consideration for your business. 9.4/10" - toptenreviews.com

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